Cash Offer for Your Rochester, NY House

Rochester, New York

Rochester & Monroe County situations we see often

Many of Rochester's houses are older wood-frame homes and two-family houses, so the properties we're asked about often have original wiring, aging roofs and porches, or a furnace near the end of its life. Owners who call us are often settling a parent's estate, stepping away from a rental, or selling from out of state after a move. In the city, a one- or two-family rental that isn't owner-occupied needs a Certificate of Occupancy. It's renewed every six years, or every three years for older rentals inside the city's Lead Paint High-Risk Area, where the inspection now includes lead dust testing in every unit. Those rules are a common reason owners ask us to compare a cash offer with the cost of the next inspection and repairs.

Common ZIP codes we hear from:

14605
14606
14607
14608
14609
14610
14611
14613
14619
14620
14621

Plus Greece (14612, 14616, 14626), Irondequoit (14617, 14622), Gates (14624) and Henrietta (14467, 14623).

Before

After

Neighborhoods & nearby towns

The 19th Ward, Park Avenue, the South Wedge, Highland Park, Swillburg, Corn Hill, Maplewood, Charlotte, North Winton Village and Browncroft, plus Greece, Irondequoit, Gates, Henrietta and the rest of Monroe County. Single-family and 2–4 unit buildings are both fine.

Nearby

Greece, Irondequoit, Gates & Henrietta

We make offers across Monroe County, not just inside Rochester city limits. A few notes on the places we hear from most:

Greece

The Town of Greece is northwest of the city along the Lake Ontario shore. Its postwar ranches, Cape Cods and split-levels are typical of what owners ask us about, often after a move or when an estate is being settled.

Irondequoit

The Town of Irondequoit borders the city's north side, between the Genesee River and Irondequoit Bay. Many of its houses are mid-century Capes and colonials that need a roof, windows or a kitchen before they'd show well, which is when a cash offer is worth comparing.

Gates

The Town of Gates borders the city to the west. Owners here are often downsizing, relocating for work, or selling a parent's house that hasn't been updated in decades.

Henrietta

The Town of Henrietta is south of the city. Its ranches and split-levels come up often, whether they're vacant after a move or still have tenants.

Simple process

How it works in Rochester

1

Call or form

Tell us about the Rochester-area property. About two minutes.

2

Written offer in 24 hours

After a walkthrough or photos, you get price, costs and net in writing.

3

Written disclosure, then contract

You get our written disclosure to read and sign first, then the purchase contract. We may assign it to an investor buyer, and the sale closes with attorneys and a title company.

How this works in New York. New York does not require a separate wholesaler disclosure form the way Ohio does, but we give New York sellers the same written disclosure anyway. If you accept our offer, we sign a purchase contract with you, and we may assign that contract to another buyer who closes and pays you. We act on our own behalf and do not represent you. Our offer may be below what you could get by listing with an agent, and we may earn a fee from the buyer. Before you sign any contract, we will give you a separate written disclosure to read, sign and date. You are always welcome to get legal or professional advice first.

Homeowners at their kitchen table reading a written cash offer — A conversation about your options

Pricing

What Rochester sellers usually ask us about price

Cash offers in the Rochester area are based on as-is condition and recent sales of similar houses nearby, minus the work a buyer will need to do. A two-family house that needs a roof and new wiring is priced very differently from an updated single-family a few blocks away. Your written offer shows how we got to the number.

If you're comparing to a listing, ask for a net sheet either way: list price minus commission, repair credits, and the months of taxes, insurance and utilities while the house is on the market, versus our as-is net and your closing date. For a vacant inherited house, those carrying costs, plus the city's Certificate of Occupancy rules, often narrow the gap.

Laughing homeowner carrying a moving box out the front door — Close on your schedule and move when you are ready

Closing

Title, taxes and local closing notes

In New York, sales usually close with an attorney for each side and a title company insuring title; we never handle your money ourselves. New York's real estate transfer tax is $2 for every $500 of the price. The law puts it on the seller unless the contract says otherwise. Monroe County doesn't add a separate county transfer tax; the Monroe County Clerk collects the state tax when the deed is recorded, and it appears on your net sheet along with recording fees.

Behind on property taxes or water bills? Tell us early: it changes the offer math and the timeline, not whether we can talk. Inherited a house? Monroe County estates are handled by the Monroe County Surrogate's Court in the Hall of Justice on Exchange Boulevard in Rochester, and we can work around the estate's timeline with the attorney or executor.

Who we help

Situations we help with

Living room of an inherited family home mid-cleanout with boxes

Inherited house

Inherited a house you don't plan to keep? Sell it as-is, without a full cleanout first.

Older house with peeling paint, a tarp on the roof and an overgrown yard

Needs repairs

Is the roof, basement or a code notice weighing on you? Skip the contractor bids and the open houses.

Side-by-side duplex rental house with two front doors

Tired landlord

Done with repair calls and turnovers? Tenants can stay; we work around leases.

Family loading suitcases into a car to relocate

Moving or relocating

Moving on and want one less thing to manage? Pick a closing date that fits your move.

Behind on payments? A written cash offer can help you compare your options. We can't promise to stop a foreclosure, and a HUD-approved housing counselor can help you look at every option.

As-is

Houses in every condition

Dated, damaged, cluttered or vacant: a house does not need to be fixed up before you ask for a written cash offer.

Room with water-damaged walls and a debris-covered floor

Room with damaged walls and plastic sheeting

Your call

Is a cash offer right for you?

If your Rochester-area house is move-in ready and you can wait, a local agent will often get you a higher price. A cash offer fits when repairs, tenants, an estate, distance or timing make a normal sale hard. We'll give you an honest read either way.

Also serving:

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Questions sellers ask

Do you make offers outside Rochester city limits?

Yes. We make offers across Monroe County, including Greece, Irondequoit, Gates and Henrietta. Call or fill out the form and we'll tell you quickly whether the property fits.

What will I sign before the contract?

New York doesn't require a separate wholesaler disclosure form the way Ohio does, but we give you one anyway. You'll receive it, read it, and sign and date it before any purchase contract is signed.

Can I sell a Rochester rental that doesn't have a current Certificate of Occupancy?

Yes. You can sell as-is, with or without tenants, and with open repair items. Tell us what the city has flagged so the offer accounts for it.

Who pays the New York transfer tax?

New York law puts the transfer tax on the seller unless the contract says otherwise. Your written offer shows it, along with every other closing cost, before you sign.

Do I need an attorney to sell in New York?

Most New York sales close with an attorney for each side, and we encourage you to have one review the offer, the disclosure and the contract before you sign.

Can I sell an inherited house in Rochester?

Yes. If the estate is still open in the Monroe County Surrogate's Court, we can work around the timeline with the estate's attorney or executor.

How fast can I get an offer?

After a short call and a look at the property, we present a written cash offer within 24 hours.

How fast can closing happen?

Closing is quicker than a traditional sale once title is clear, and you pick the closing date that works for you.

Do I need to make repairs or clean out the house?

No. You can sell as-is. Leave behind anything you don't want, and the cleanout is handled after closing.

Do I pay commissions or fees?

No agent commissions and no fees to request an offer. Your written offer shows the closing costs and exactly what you walk away with before you sign anything.

Get a written cash offer on your Rochester house

Get your written cash offer